Importance of Health Insurance 2.0

 Namaste Beauties,

In my last blog i discussed the "Importance of Health Insurance". In this blog, again I am going to discuss the "Importance of Health Insurance."

COVID-19, has taught us that we must always be ready for any Medical Emergencies which come unannounced. Following caption will force you to think, why is it important to take Health Insurance and how is it going to impact our lifestyle if we go for it or not. 

Ignoring this important aspect of life can cost your life long savings as medical expenses are costly. Now a days companies are also offering lucrative Top Up plans if you already have basic health insurance so that you can use the same once your Basic Health Insurance Amount is exhausted. Before going for any health insurance plan for you and your family you must see what benefits are included and excluded in the plan which is being offered to you. One must be insured early in his/her age as the premium at young age is less  than premium who insured themselves late in their life. 

One thumb rule which one should always remember before going for any health insurance is that one should not hide anything related to our health which may cause problems in getting claims in future.Some people try to hide their Smoking and Drinking habits which may cause problems in getting claim settlement if their health is disturbed due to this. 

Some how if you are not happy with your current health insurance company then portability option is also there. You can easily port your policy from one company to another.

You also get TAX benefit under section 80D if you are going for health insurance policy.

Happy Learning !!
Stay Safe, Stay Happy !!

Jayati

For any query please write to : dhanwaannaari@gmail.com dhanwaannaari@yahoo.com 



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